Financial Stability

United Way of Central Kentucky Creates Pathways to Financial Stability

A good job benefits more than the employee- it benefits his or her entire family, neighborhood, and entire community.  When we’re on solid financial ground, we’re more likely to have access to health care, provide a good education for our kids, and contribute to our local economy.  That’s why United Way of Central Kentucky focuses on lasting solutions that go beyond charity to help people build skills and attain the education needed to get, keep, and advance in a good job.  For these families currently walking a financial tightrope, unable to save for college, a home, or retirement, United Way is here to help.

UWCK addresses the obstacles that prevent hard working families from getting ahead financially, providing the education and wraparound support needed to empower those in need to stop needing help.

Success Stories

“With my Bank On certificate I was able to choose a bank to open savings and checking accounts, which allowed me to cash checks without paying fees. I made several copies of the budget sheet I was given and use one each month. Having a budget and checking account make it easier to manage my finances. This class was truly a blessing and gave me an opportunity to start on a pathway to financial responsibility and hopefully becoming debt-free in the near future.” –Mary, Hardin County

How We Help

Funded Programs 
In 2017-2018 UWCK invested $181,855 in programs that provide job training skills, teach financial education, help seniors live independently, and connect families with multiple resources needed to regain their self-sufficiency.

  • Hardin County Adult Education: $15,000 to provide wraparound success coaching for adults pursuing their GEDs.
  • Helping Hand of Hope: $117,500 to provide emergency assistance with rent, utilities, and other basic needs and to facilitate job placement services that remove barriers to employment.
  • Legal Aid: $5,000 to provide legal services to help families prevent foreclosure and eviction, protect domestic violence victims from their abusers, and put clients back on the path to financial stability through expungement.
  • Central Kentucky Community Action: $17,000 to help families with children move out of poverty, engage seniors in volunteerism and community service at local nonprofits, and to allow seniors to live independently in their own homes.
  • Meade County Schools: $22,000 to prevent kindergarteners from entering school behind, to support after-school vocational training for middle-schoolers, and to help teen parents stay on the path to self-sufficiency.
  • Cloverport Independent Schools: $5,355 to provide hygiene supplies for students, and to purchase laptops which will be used to conduct resume writing and computer classes for parents.
 

Bank On Central Kentucky

Bank On Central Kentucky connects individuals and families in Hardin, Grayson, LaRue, Meade, and Breckinridge Counties with mainstream financial services including low-cost checking and savings accounts, regardless of their banking past. The ultimate goal of Bank On is to help individuals and families keep more of what they earn and start on a pathway to improved financial success!

Money Sen$e

 

Money Sen$e workshops are free financial workshops that help individuals to learn financial skills, such as how to write a check, balance a check register, create a personal spending plan, and build credit. Workshops are competely free and are taught by trained volunteer instructors at a variety of locations throughout the community. 

 

Volunteer Income Tax Assistance (VITA)

The Volunteer Income Tax Assistance (VITA) program offers free tax help to low income, working families who need assistance in preparing their own tax returns. VITA Volunteers save individuals an average of $200 that would have normally been spent at a for-profit tax preparer. In addition, volunteers are trained to know when clients are eligible for the Earned Income Tax Credit and Child Tax Credit— our nation’s most effective pro-work, anti-poverty tools.  These incentives help working individuals in our community to keep more of what they earn.